Why this class matters to Coterie

Offices of Real Estate Agents and Brokers ranks #27 on Coterie’s Top 100 classes list (December 2025), so this is a business type Coterie actively writes.

Typical risks

For real estate offices, common claims include visitors slipping at the office or during a showing, and advertising injury from listings. Clients visit, leases require proof of coverage, and advertising injury can arise from your marketing.

GL and BOP, explained

General liability covers third-party bodily injury, property damage and, for most classes, personal and advertising injury. Per-occurrence limits are $300K, $500K, $1M or $2M, with aggregates at twice that, and the policy includes medical payments and damage to rented premises.

A BOP covers computers, furniture and valuable papers, with business income and computer interruption built in. A business owner’s policy combines liability, property and business income in one policy.

Before you quote

Many professional classes also fit Coterie’s professional liability (MPL), which we confirm is available in your state before quoting. Across all classes, Coterie generally accepts up to $10M in revenue and 50 employees, one location per policy, no more than two losses in five years (none over $15K) and no prior cancellations or non-renewals. Home-based and newer businesses are welcome.

The Coterie experience

Coterie’s process is fully digital. Quotes and binding happen in minutes, certificates are issued on demand, and real people answer the phone when you have questions. Policyholders also get Manage My Risk, Coterie’s free risk assessments, safety guides and compliance checklists.

All coverage is subject to underwriting and availability.

Ready for a quote? Quote and bind with Coterie online

Have questions first? Call America Insurance Brokers to talk with a licensed agent about coverage for Georgia real estate offices.

Get a quote

Start your Coterie quote online, or call America Insurance Brokers to talk through your options for Georgia offices of real estate agents and brokers.