Why this class matters to Coterie

Commercial and Industrial Machinery and Equipment (except Automotive and Electronic) Repair and Maintenance ranks #48 on Coterie’s Top 100 classes list (December 2025), so this is a business type Coterie actively writes.

Typical risks

For commercial and industrial machinery repair shops, common claims include damage to customer equipment, shop-visitor injuries and completed-work claims. Customers spend time in your space or let you into theirs, so injury and property damage claims are the main concern.

GL and BOP, explained

General liability covers third-party bodily injury, property damage and, for most classes, personal and advertising injury. Per-occurrence limits are $300K, $500K, $1M or $2M, with aggregates at twice that, and the policy includes medical payments and damage to rented premises.

A BOP covers equipment, supplies and business income in one policy. A business owner’s policy combines liability, property and business income in one policy.

Before you quote

Eligibility depends on operations; the right class and any exclusions are confirmed during the quote. Across all classes, Coterie generally accepts up to $10M in revenue and 50 employees, one location per policy, no more than two losses in five years (none over $15K) and no prior cancellations or non-renewals. Home-based and newer businesses are welcome.

The Coterie experience

Coterie’s process is fully digital. Quotes and binding happen in minutes, certificates are issued on demand, and real people answer the phone when you have questions. Policyholders also get Manage My Risk, Coterie’s free risk assessments, safety guides and compliance checklists.

All coverage is subject to underwriting and availability.

Ready for a quote? Quote and bind with Coterie online

Have questions first? Call America Insurance Brokers to talk with a licensed agent about coverage for Georgia commercial and industrial machinery repair shops.

Get a quote

Start your Coterie quote online, or call America Insurance Brokers to talk through your options for Georgia commercial and industrial machinery and equipment (except automotive and electronic) repair and maintenance.